Top 5 UPI Cashback Tricks You Should Know Before Diwali
With Diwali 2025 just around the corner, everyone’s gearing up for shopping, gifting, and of course — savings! If you’re using UPI apps like Google Pay, PhonePe, Paytm, or BHIM, you can save hundreds or even thousands with hidden cashback offers. Here are the top 5 UPI cashback tricks to boost your savings this festive season.
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| Top 5 UPI Cashback Tricks |
1. Check In-App Offers Daily
Apps like PhonePe and Paytm regularly provide “scratch cards” or “rewards” for transactions. These reset every week, especially during festive seasons. Always check the ‘Offers’ or ‘Cashback’ sections to stay updated.
2. Use Bank-Specific Offers
UPI apps collaborate with banks (SBI, HDFC, Axis, etc.) to offer rewards for using specific accounts. For example, linking your HDFC account to GPay might fetch ₹50 cashback on 3 payments during Diwali week.
3. Use Referral Bonuses
Invite friends to UPI apps like PhonePe or Mobikwik. Most platforms offer ₹100–₹200 per referral during Diwali campaigns. It’s a great way to earn without spending!
4. Participate in Diwali Scratch Cards
Apps like Google Pay and Paytm roll out special Diwali-themed scratch cards. Complete simple tasks (like 3 payments over ₹150) and earn up to ₹500 per card!
5. Pay Utility Bills via UPI
Recharge your phone, pay electricity or gas bills, and you could earn cashbacks or vouchers. Most UPI apps run bonus reward offers if you pay more than 2 bills in a month.
Extra Tip: Use EarnKaro or Cashback Sites
Use affiliate platforms like EarnKaro when shopping via Flipkart or Amazon to stack additional cashback on top of UPI rewards. This trick is underrated but highly effective!
Conclusion
This Diwali, don’t just spend — save smartly with UPI tricks. Combine these hacks for maximum savings and enjoy the festival of lights without burning a hole in your wallet.
Frequently Asked Questions
1. Can I use more than one UPI app for cashback?
Yes! You can use multiple UPI apps like GPay, PhonePe, and Paytm to claim different offers and stack rewards.
2. How often do cashback offers change?
Most offers reset weekly or during major festivals like Diwali, Holi, etc.
3. What if I didn’t receive cashback?
Check terms and conditions. Cashback may take 24–72 hours. Contact support if not credited.