💸 How to Use UPI Apps to Earn Cashback While Shopping Online (2025 Guide)
Want to save more while shopping online? UPI apps like PhonePe, Google Pay, Paytm, and Amazon Pay offer cashback on every transaction! Here's how to smartly use UPI apps to earn cashback and rewards every time you place an order — from Flipkart to Swiggy.
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| Smartly use UPI apps to earn cashback and rewards |
📲 1. Use UPI Apps with Ongoing Cashback Offers
- PhonePe: Weekly scratch cards up to ₹500 cashback
- Google Pay: Task-based rewards (collect stamps, scratch cards)
- Paytm UPI: Cashback on recharges + merchant payments
- Amazon Pay UPI: Rewards + guaranteed cashback offers
🛒 2. Always Choose “Pay via UPI” at Checkout
Whether you’re shopping on Flipkart, Amazon, Swiggy, Zomato, Blinkit or Myntra — always choose “Pay via UPI” instead of card or wallet to qualify for cashback offers.
🎁 3. Check the “Offers” Section Before You Pay
UPI apps like PhonePe and Paytm have dedicated “Offers” or “Rewards” tab. Enable offers before making a transaction to ensure cashback is applied.
💡 4. Combine with Platform Offers
Stack UPI cashback with platform coupons. For example:
- Use Amazon UPI for ₹100 cashback
- Apply Amazon coupon for ₹150 off
- Total saved: ₹250+ in one order!
🔥 5. Participate in Monthly UPI Challenges
Many apps offer UPI usage contests like “Send ₹500 to 3 contacts” or “Pay 5 merchants this week” — completing these can earn ₹100–₹200 monthly!
⚡ BONUS: Use Third-Party Cashback Sites
Use CashKaro, Coupandunia, or MagicPin along with UPI payments for double cashback!
✅ Final Thoughts
UPI isn't just fast and secure — it's also rewarding. If you shop online even 4–5 times a month, you can easily earn ₹300–₹800 in cashback by following these smart UPI tips. 💰
Try it this week and track your savings — it adds up fast!
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